Car Accident

Appellate Court Discusses the Government’s Responsibility to Maintain Safe Roadways

Published on: February 5, 2018 | by Friedman Rodman Frank & Estrada, P.A.

Earlier this month, a state appellate court issued a written opinion in a case alleging that the state department of transportation was negligent in allowing an orange construction barrel to obstruct a lane of traffic. The case discusses an issue that will be relevant to many Florida accident victims, specifically, when a government entity can be held liable for the dangerous condition of a public roadway.State and local governments are responsible to build and maintain public roads. While governments can rarely be held liable based on the dangerous design of a road or intersection, government entities can be held liable when they fail to safely maintain public roads. A recent case illustrates the standard courts apply when reviewing these claims.

The Facts of the Case

The plaintiff was towing a trailer on the highway when she entered a construction zone, where orange construction barrels were placed alongside the single lane of travel that remained open. As the plaintiff continued down the highway, one of the barrels was directly in the lane of travel, and she was unable to avoid clipping the barrel with the awning of her trailer. As a result, the plaintiff’s trailer was damaged, and she could not use it for the remainder of the season.

Florida’s Rule of Evidence Regarding Witnesses’ Inconsistent Statements

Published on: January 19, 2018 | by Friedman Rodman Frank & Estrada, P.A.

In the initial aftermath of a Florida car accident, everyone’s adrenaline is pumping, and people are not often thinking about the consequences of what they say. Over time, memories tend to fade, and biases may creep into a witness’ thought process. Thus, there is an argument to be made that statements made in the immediate aftermath of an accident are the most reliable. In fact, it is not uncommon for a witness’ testimony at trial to differ from the statement they provided to police in the moments after an accident.Normally, hearsay evidence is prohibited during a trial. Hearsay evidence is an out-of-court statement that is being offered to prove what the statement says. For example, a witness’ statement to police describing how an accident occurred is generally considered inadmissible hearsay. The proper way to get this testimony in would be to call the witness to testify at trial. But what happens when a witness’ testimony changes from the time of the accident to trial?

The Florida Rules of Evidence address this very issue in Rule 90.614. Under Rule 90.614, a party is entitled to cross-examine a witness regarding any prior inconsistent statements they made. Rule 90.614 acts as an exception to the general prohibition on hearsay. Thus, if a witness takes the stand and testifies to something different from what they told police in an accident report, that witness can be questioned about the inconsistency. A recent car accident case illustrates this concept.

Court Requires Insurance Company to Extend Coverage to Out-of-State Student in Recent Car Accident Case

Published on: January 12, 2018 | by Friedman Rodman Frank & Estrada, P.A.

Earlier this month, an appellate court issued a written opinion in a Florida car accident case involving an out-of-state student who was listed as a driver on her parents’ Florida insurance policy. The case required the court to determine if the insurance company’s refusal to cover the accident was proper under the insurance contract. Ultimately, the court parsed the language of the insurance policy and determined that the plaintiff should be covered under her parents’ policy.

The Facts of the Case

The plaintiff was originally a resident of Florida but attended college out of the state. Although she had moved away, the plaintiff remained as a listed driver on her parents’ insurance policy. The policy covered both parents as well as the parents’ relatives. As many contracts do, the policy defined the term “relative” to mean either a related person who lived with the parents or an unmarried and un-emancipated minor who is away at college.

While away at school, the plaintiff was involved in a car accident. The accident was undisputedly the fault of the other motorist. However, that motorist did not have car insurance. Thus, the plaintiff filed a claim with her parents’ insurance policy under the uninsured motorist protection clause.

Florida Court Rejects Accident Victim’s Lost Wages Argument as Speculative

Published on: January 9, 2018 | by Friedman Rodman Frank & Estrada, P.A.

Earlier this month, an appellate court issued a written opinion in a Florida car accident case illustrating when certain types of damages are appropriate. The case presented the court with the opportunity to discuss a jury’s verdict that awarded a plaintiff compensation for both future medical expenses as well as lost wages. However, the court concluded that the jury’s verdict insofar as it related to the plaintiff’s lost wages was contrary to the evidence.

The Facts of the Case

The plaintiff was involved in a car accident with the defendant. The defendant admitted that he was responsible for causing the accident, but he argued that the plaintiff’s injuries were not caused by the accident. Thus, the case went to trial on the issue of damages only.

The jury heard evidence from the plaintiff’s expert witness, who testified that the plaintiff would need palliative care. The expert also recommended that the plaintiff undergo a cervical surgery to improve her quality of life. Depending on how the cervical surgery went, the plaintiff may also need a lumbar surgery, although it was too early to tell if such a surgery would be needed. The expert estimated that the costs were as follows:

Jury Rejects Plaintiff’s Expert Witness’ Testimony in Recent Florida Car Accident Case

Published on: January 2, 2018 | by Friedman Rodman Frank & Estrada, P.A.

Earlier this month, an appellate court issued an opinion in a Florida car accident case requiring the court to determine if a jury was within its right to refuse to award future medical expenses to the plaintiff when the defendant failed to provide contradicting expert testimony. Ultimately, since the plaintiff’s expert’s testimony was “far-from-conclusive,” the court determined that the jury was free to make the decision it did.

The Facts of the Case

The plaintiff was injured in a Florida car accident that was caused by another driver. The at-fault driver either did not have insurance or had insufficient insurance to cover the plaintiff’s injuries, so the plaintiff filed an underinsured/uninsured motorist claim with her own insurance company. The extent of the plaintiff’s injuries were not conclusively established, but it was determined by her neurosurgeon that she suffered from degenerative disc disease.

The insurance company did not contest that the other driver caused the accident, but it claimed that the plaintiff’s injuries were not caused by the accident. In support of its position, the insurance company attempted to present three expert witnesses. However, the court prevented the jury from considering the experts’ testimony.

Court Rejects Plaintiff’s Premises Liability Case Based on the Fact that Injury Occurred Off Defendant’s Property

Published on: December 1, 2017 | by Friedman Rodman Frank & Estrada, P.A.

As a general rule, Florida landowners have an obligation to ensure that their property is safe for those whom they invite onto their property. The extent of this obligation depends on the relationship between the parties and takes into account the reason why the plaintiff was on the defendant’s property. For the most part, landowners must take action to clear known hazards or warn of the hazards that may not have been visible by the visitor’s naked eye. If a landowner fails to take the adequate precautions, they may be liable for a visitor’s injuries through a Florida premises liability lawsuit.In some cases, a landowner can be held liable for injuries that occur off their property, although this is a much rarer scenario. That is because the general rule is that landowners are not responsible to ensure a visitor’s safety before the visitor enters the property or after they leave the property. However, if the plaintiff can show that the defendant’s conduct increased the dangers involved, or if it obscured the off-site hazards, a defendant may be found liable for injuries occurring off their property.

A recent case provides an in-depth discussion of landowner liability as it pertains to off-site injuries.

Failure to Raise an Issue at Trial May Prevent Appellate Review in Florida Personal Injury Cases

Published on: November 2, 2017 | by Friedman Rodman Frank & Estrada, P.A.

As is often the case in many of life’s endeavors, preparation is crucial to the outcome of a Florida personal injury case. While this is true across the board – from the moment the case is filed to when the jury returns a verdict – preparation is especially important when it comes to understanding the other side’s case and anticipating which issues may arise. Such preparation gives a Florida personal injury plaintiff an advantage that cannot be overstated.A recent case illustrates how an insurance company’s lack of preparation resulted in the company waiving an issue that would otherwise likely have been resolved in its favor. As a result of the company’s failure to raise the issue, the plaintiff was successful in getting an adverse lower court ruling reversed in her favor.

The Facts of the Case

The plaintiff was injured when she was involved in a car accident that was caused by another motorist. The at-fault motorist did not have adequate insurance coverage to fully compensate the plaintiff for her injuries. However, the plaintiff was covered by two other insurance policies, both of which contained underinsured motorist protection. The plaintiff’s mother had a policy with Allstate that provided $25,000 in underinsured motorist coverage. Additionally, the plaintiff’s father’s policy with Geico provided $20,000 in underinsured motorist protection.

State Court Rejects Risk-Utility Test in Product Liability Case Against Auto Manufacturer

Published on: October 19, 2017 | by Friedman Rodman Frank & Estrada, P.A.

When courts consider a product liability lawsuit, they will instruct the jury on one of two available tests to determine whether the plaintiff has established their case against the defendant manufacturer. In Florida, courts use the consumer-expectation test to evaluate a plaintiff’s Florida product liability claim.The consumer-expectation test is fairly straightforward and requires jurors to ask themselves whether the product at issue performed as a consumer would expect it to perform under the circumstances. This test is generally preferred by product liability plaintiffs to the other predominant test, the risk-utility test.

Under a risk-utility analysis, jurors are asked whether the risks of the design chosen by the defendant manufacturer outweighed the utility, or benefit, the design provided. The risk-utility test also requires that the plaintiff establish that there was a reasonably safe alternative design that the defendant manufacturer could have used. Since this test places a burden on the plaintiff to establish that a reasonably safe alternative exists, this is generally a more difficult test for product liability plaintiffs to meet.

Appellate Court Reinstates Plaintiff’s Case Against Insurance Company of Bankrupt Driver

Published on: October 2, 2017 | by Friedman Rodman Frank & Estrada, P.A.

After a driver is involved in a South Florida car accident, they will likely make a claim with the at-fault driver’s insurance company, seeking compensation for the damages they sustained in the accident. In the event that the at-fault driver does not have insurance or does not have adequate insurance, the accident victim may then have to file a claim with their own insurance company.Insurance claims, however, are not always approved. Insurance companies operate on a for-profit model and are often looking for ways to reduce their costs. This may mean trying to find ways to deny a claim that would otherwise be costly to the insurance company. A recent case illustrates the difficulties one motorist had when making a claim with his own insurance company following a serious car accident.

The Facts of the Case

The plaintiff and his wife were involved in a serious car accident with another driver. The plaintiff’s wife was seriously injured and later died before she could recover from her injuries. The plaintiff filed a personal injury lawsuit against the at-fault driver as well as his insurance company. In addition, since he believed that the at-fault driver’s insurance policy was not going to provide full compensation for his loss, the plaintiff named his own insurance company, based on the underinsured motorist provision in his insurance contract.

What to Do if the Insurance Company Denies a Florida Auto Accident Claim

Published on: September 28, 2017 | by Friedman Rodman Frank & Estrada, P.A.

Most people buy car insurance with the hope that they never have to use it. Indeed, aside from being required by law, car insurance provides motorists with the peace of mind of knowing that, should the unthinkable happen, at least they will be covered. However, thousands of South Florida car accident victims are shocked each year when they are made a low-ball settlement offer that doesn’t cover their expenses, or they are told by their insurance company that their claim has been denied.Following most Florida car accidents, the accident victim will file a claim with the other driver’s insurance policy. However, there may be several reasons why a driver files a claim against their own insurance company as well. For example, if the other driver’s insurance limits are too low, the accident victim may seek compensation through their own policy’s underinsured motorist provision. A recent case illustrates how a driver’s own insurance company may try to limit the amount of money payable to the accident victim.

The Facts of the Case

The plaintiffs were the surviving family members of two people who were killed in a car accident. At the time, the plaintiffs’ family insured five cars through the insurance company. Since the company had a rule to only have a maximum of four cars per policy, the company generated two policy numbers. Three of the plaintiffs’ cars were on one policy, and two of their cars were on the other policy. Each policy had a limit of $250,000 for underinsured motorist protection.